Fraud Remediation

Fraud Incident Remediation Plan

Response & Prevention Strategy

Required to track your training completion
5 Key Pillars
9 Sections
~20 Minutes
0%
1 / 9
Overview

Summary & Strategic Framework

This comprehensive remediation plan addresses the recent fraud incident through a multi-layered approach encompassing physical security, controls and personnel management.

🎯 Our Response Strategy

The plan establishes immediate protective measures while building sustainable long-term fraud prevention capabilities across the organization. Our response focuses on three core pillars:

🔍

DETECT

Monitoring to identify suspicious activities in real-time

🛡️

PREVENT

Multi-layered controls create barriers against fraudulent behavior

RESPOND

Swift action and accountability reinforce zero-tolerance culture

What You'll Learn:

  • Physical security enhancements
  • Quality monitoring controls
  • Personnel management strategies
  • Oversight and accountability structures
  • Implementation roadmap and ownership
Pillar 1

Physical Security Enhancement

Strengthening our physical security perimeter creates the first line of defense against unauthorized items and reinforces our commitment to a controlled, secure work environment.

🔐 Production Entrance Security Optimization

Metal Detection

We are implementing the use of metal detectors at all entrances and exits across all three sites.

Implementation: Metal detectors at all entry and exit points to ensure thorough screening for unauthorized items
Calibration: Regular sensitivity calibrations to ensure detection capabilities
💡 Goal: High level of security while minimizing operational disruptions

Visual Checks

In addition to metal detection, guards will carry out thorough visual checks to identify any other prohibited items.

  • Scanning items that could be concealed in easily accessible areas
  • Pat-downs on jackets to ensure no items are missed
  • Extra layer of protection for a safe and compliant environment

👁️ Strategic Workspace Configuration

Visibility is a powerful deterrent. By restricting wall-adjacent, low-visibility workstations to leadership personnel, we eliminate blind spots that could enable unobserved inappropriate activity.

Complete workspace audit to identify and map all high-risk seating locations
Enhance visual monitoring capabilities in previously obscured areas
Strategic placement of leaders to ensure adequate oversight

⏱️ Reduction of Time on the Floor

New Policy: Teammates will not be allowed to remain on the production floor during breaks.

By limiting time in the production area, we reduce the risk of disruptive behaviors and maintain a more controlled environment.

Enforce break periods outside the production floor
Implement regular monitoring to ensure compliance
Pillar 2

Quality Monitoring Controls

Enhance our quality monitoring processes to better identify fraud, ensuring that we capture patterns and behaviors that might otherwise go unnoticed.

🎯 Nexidia Voice Analytics

We are adding query-based triggers on Nexidia to flag concerning communication patterns.

Monitored Fraud Indicators:

Sensitive Financial Requests
Personal Email/Contact Info
Money Release Requests
Fund Transfer Discussions
Out-of-Channel Communication
Unusual Authentication Patterns
Identity Information Requests

Implementation Protocol:

Deploy trigger keywords, review and escalate flagged calls for further investigation

🔍 High-Risk Contact Types Monitoring

Additional audits focused on high-risk contact types to proactively identify and mitigate risks.

💰

Financial Audits

Verify accuracy and legitimacy of financial transactions

💳

Credit Card Monitoring

Detect potential unauthorized activities

👤

Profile Changes

Identify unusual or unauthorized modifications

🎁

Credit Audits

Ensure all credits are properly applied

📹

Long Call Audits

Assess quality and integrity of interactions

⚡ Spark Recent Accounts Intelligence

Critical Vulnerability: Accounts researched without legitimate interaction

The Spark Recent Accounts monitoring addresses this gap by requiring teammate justification for RESEARCH account access.

Immediate Actions:

  • Performance Analysts conduct random audits across all team members
  • Target spot checks on teammates based on behavioral risk assessments
  • Verify account opening justifications and cross-reference with interaction records
  • Validate documentation completeness for research-only account access

Ongoing Monitoring:

  • Escalate unexplained access within 24 hours for additional investigation
Process Framework

Frequency, Reporting & Escalation

To ensure consistency, traceability, and timely response, all fraud-related audits and monitoring activities follow a defined frequency, reporting cadence, and escalation process.

📅 Audit Frequency & Monitoring Cadence

DAILY
Nexidia Keyword Reviews

Keyword-triggered reviews conducted daily

WEEKLY
High-Risk Contact Audits

Contact type audits conducted weekly

WEEKLY
Spark Accounts Audit

Weekly with daily targeted spot checks

WEEKLY/IMMEDIATE
Long Call & Video Audits

Reviewed weekly or immediately if flagged

📊 Reporting Structure

  • All audit findings documented and consolidated into weekly fraud monitoring summary
  • Material findings and emerging risk patterns escalated to PDEV and PMAX leadership
  • Trends, repeat behaviors, and control effectiveness reviewed during Monthly Site Risk Assessment Forum

🚨 Escalation Process

1

Review & Documentation

Initial keyword hits or audit findings are reviewed and documented by Performance Analysts or assigned reviewers

2

Operations Escalation

Findings with potential policy violations, repeated behaviors, or elevated risk are escalated to Operations leadership within 24 hours

3

Formal Investigation

Confirmed or high-risk cases are escalated for formal investigation, including expanded call reviews, system access checks, and personnel review

4

Disciplinary Action & Client Notification

Substantiated fraud, breaches, or confirmed misconduct result in formal HR action, up to and including termination, in accordance with ePerformax policy. Validated incidents are communicated to PayPal per agreed protocols.

Pillar 3

Personnel Management

This section addresses fraud risk through additional screening, continuous behavioral monitoring, and cultural reinforcement that makes integrity the default choice.

🎯 Enhanced Recruitment & Onboarding

Key Finding: Historical fraud incidents indicate that prior call center experience correlates with elevated fraud risk.

While experience brings valuable skills, it also brings knowledge of system vulnerabilities. Our enhanced screening process identifies these candidates for additional oversight without discriminatory exclusion.

Program Interview Protocol Enhancement:

Flag all applicants with previous call center experience during initial screening
Require manager attendance at interviews or conduct post-interview assessments
Share comprehensive risk profiles with trainers for enhanced observation
Document behavioral observations throughout training to be submitted to Operations

✨ "Do the Right Thing" Campaign

Our "Do the Right Thing" campaign is actively transforming fraud prevention from a policy requirement into a shared organizational value.

⚖️

Prosecution Awareness

Broadcasting video evidence of legal consequences associated with fraud

🛡️

Whistleblower Protection

Established reporting mechanisms and confidentiality guarantees

🎁

Reward Program

Incentivizing proactive reporting of suspicious activities

📢

Continuous Reinforcement

Regular communications emphasizing ethical decision-making

💡 Visual Reminders: Posters placed in high-traffic areas to reinforce the Do the Right Thing Campaign
Pillar 4

Management Oversight & Accountability

📋 Monthly Site Risk Assessment Forum

Monthly risk meetings bring together Operations, Training, and Management perspectives to evaluate control effectiveness and emerging threat patterns.

Meeting Framework:

  • Schedule: Designated day of each month
  • Attendees: Operations leadership, Training team, Management representatives
  • Agenda: Action plan effectiveness review, emerging threat discussion
  • Deliverable: Documented action items and ownership

👥 Coach Risk Assessment Program

Front-line coaches possess unique insights into employee behavior patterns. Our risk assessment transforms these observations into actionable intelligence through monthly evaluations.

13-Point Assessment Criteria:

1

Prior call center experience and associated vulnerability knowledge

2

Behavioral pattern anomalies or unexplained performance fluctuations

3

Personal financial stress indicators shared through casual conversation

4

Engagement level changes or withdrawal from team activities

Assessment Protocol:

Submit monthly assessments to leadership team by designated deadline
Prioritize Performance Analyst spot-checking based on coach risk assessments
Maintain confidential documentation
Action Plan

Implementation Roadmap & Ownership

The following action matrix establishes ownership and timelines for all remediation initiatives.

Initiative
Owner
Date Started
Metal detector calibration completion
Security/Facilities
Week of 12/8 Roxas Site In Progress: Manila/Cebu
Visual Check
Security/Facilities
BAU
Strategic Workspace Configuration
Operations/Workforce
Week of 12/22
Reduction of Time on the Floor
Operations/Workforce
Week of 12/15
Nexidia Voice Analytics Deployment
PMAX
Week of 1/5
High-Risk Contact Types Monitoring
PMAX
Week of 1/5
Spark Recent Accounts Intelligence
PMAX/PDEV
Week of 12/15
Program Interview Protocol Enhancement
PDEV
Week of 12/8
Monthly risk assessment meeting
Director
Week of 12/8
Coach risk assessment
PDEV
Week of 12/8
Final Summary

Conclusion & Commitment

This comprehensive remediation plan represents our commitment to transforming a security incident into an opportunity for organizational strengthening.

🎯 Our Commitment

By addressing vulnerabilities across physical security and personnel management, we are building a resilient fraud prevention ecosystem that extends far beyond addressing the immediate incident.

Multi-Layered Approach Benefits:

  • No single point of failure can compromise our security posture
  • Multiple opportunities for detection before minor issues escalate
  • Sustainable long-term fraud prevention capabilities
  • Culture of integrity and accountability

Core Pillars Recap:

🔐

Physical Security

Metal detection, visual checks, workspace configuration

🔍

Quality Monitoring

Voice analytics, high-risk audits, account intelligence

👥

Personnel Management

Enhanced screening, cultural campaigns, risk assessments

📋

Oversight & Accountability

Monthly forums, coach assessments, clear ownership

Final Step

Complete Your Training

🎉 You've Reached the End!

Congratulations! You've completed all 8 sections of the Fraud Incident Remediation Plan training.

What You've Learned:

Physical security enhancements
Quality monitoring controls
Personnel management strategies
Management oversight structure

📋 Important: Mark Your Training as Complete

To receive credit for this training, you must click the button below.

This will officially record your completion in the system and update your training status.

Your completion will be recorded with your NTID/EID:

Training Completed! 🎉

Excellent work completing the Fraud Incident Remediation Plan training!

100% Progress
Your ID

Key Takeaways:

  • ✓ Physical security measures protect our environment
  • ✓ Quality monitoring detects suspicious patterns
  • ✓ Personnel management builds a culture of integrity
  • ✓ Oversight and accountability ensure compliance
Back to top button